MeKnows

Instead of you spending hours on the web looking for cheap taxi insurance quotes a broker can do it all for you. Not only can this save you money and time but you can also be assured that the policy offered to you will be to your exact requirements. Please note that when we are referring to taxi insurance it also includes private hire insurance.

By utilising the services of a broker to find cheap taxi insurance quotes, you get the best deals currently available in this fluctuating market. Often you will be given various taxi insurance quote options. Some will automatically include public liability insurance. Others will include taxi breakdown assistance cover. Also there are policies available to reduce you vehicle policy excess to nil. This is extremely handy if you opt for a high excess on your taxi policy. Ask you taxi insurance broker for the available options. Certain insurers will note provide a quotation in some areas such as London Public Carriage Office or other inner city areas. This is where a reputable taxi insurance broker comes to use. By using their vast experience they normally are still able to find a solution to your budget and requirements.

If you have any queries or are unsure about the type of taxi insurance policy you require, your insurance broker should be able to advice you on the best possible course of action you should pursue. Taxi insurance brokers are experienced in the hire and reward field and are able to guide and provide quotations for both public hire and private hire insurance.

Different types of policies are available depending on whether you are a public hire or a private hire driver. Policy wording differ according to the type of taxi policy taken. For example a private hire insurance policy normally carries the statement: Carriage of passengers for hire or reward by pre-booked journey and use under a private hire licence. In most cases a broker is able to get an immediate cover and offer various payment options.

As well as individual taxi insurance policies you can also opt for a taxi fleet insurance cover if you have two or more taxi cars. Some insures will quote for two vehicles but most tend to offer taxi fleet insurance for operators with a minimum of 3 vehicles. The taxi fleet insurance policies tend to be very flexible with the option of mixing cover levels and adding vehicle as and when required.

Due to the nature of taxi insurance each quotation is usually personalised for the individual taxi driver. There is no policy that fits all. An experienced taxi broker will take your details and offer a taxi insurance quotation based on your requirements.